Expert guides and articles to help you navigate VA loans and achieve homeownership.
Everything you need to know about qualifying for a VA loan in 2024. We break down service requirements, COE documents, discharge status rules, and special cases like surviving spouses and reservists.
Read: VA Loan Eligibility Requirements: The Co...The VA doesn't set a minimum credit score, but most lenders add 620-640 overlays. Learn the truth about VA credit requirements and how to find lenders who actually follow VA guidelines.
Read: VA Loan Credit Score Requirements: What ...A side-by-side comparison of VA loans and conventional mortgages. See how they stack up on down payment, PMI, interest rates, closing costs, and more.
Read: VA Loan vs Conventional Loan: Which Is B...Everything you need to know about the VA funding fee - current rates, who's exempt, how it's calculated, and whether you can roll it into your loan.
Read: VA Funding Fee Explained: 2024 Rates, Ex...Everything you need to know about the VA Interest Rate Reduction Refinance Loan (IRRRL). No appraisal required, minimal documentation, and faster closing.
Read: VA IRRRL Streamline Refinance: The Compl...Learn how VA cash-out refinancing lets you tap up to 100% of your home's value. Compare to HELOC, understand requirements, and see when it makes sense.
Read: VA Cash-Out Refinance: Access Your Home ...A comprehensive guide for first-time veteran homebuyers. From getting your COE to closing day, every step explained with timelines and checklists.
Read: VA Loan for First-Time Homebuyers: Your ...Understanding VA Minimum Property Requirements (MPRs). Learn what makes a home VA-eligible, common appraisal issues, and how to avoid deal-killing problems.
Read: VA Loan Property Requirements: What Home...A complete breakdown of VA loan closing costs. Learn what fees are allowed, what's prohibited, and how to minimize your out-of-pocket expenses.
Read: VA Loan Closing Costs Breakdown: What Yo...Understanding VA entitlement, loan limits, and how the Blue Water Navy Act removed limits for many veterans. Plus how to use partial entitlement.
Read: VA Loan Limits and Entitlement Explained...How to use your VA loan benefit to invest in real estate. Learn about house hacking, occupancy requirements, and building a rental portfolio as a veteran.
Read: VA Loan for Investment Property: House H...A compassionate guide to VA loan eligibility for surviving spouses. Learn who qualifies, the funding fee exemption, and how to access this earned benefit.
Read: VA Loan for Surviving Spouses: Honoring ...Everything you need to know about VA appraisals. Understand the process, Tidewater initiative, NOV, common issues, and what happens if the appraisal comes in low.
Read: VA Loan Appraisal Process: What to Expec...How Guard and Reserve members qualify for VA loans. Learn about service requirements, activation rules, and the path to VA homeownership benefits.
Read: VA Loan for National Guard and Reserves:...Step-by-step instructions for obtaining your VA Certificate of Eligibility. Learn all three methods, required documents by service type, and how to read your COE.
Read: How to Get Your VA Certificate of Eligib...Don't let misinformation cost you thousands. We debunk the most common VA loan myths with facts, so you can make informed decisions about your benefit.
Read: 15 VA Loan Myths Debunked: The Truth Eve...Had a bankruptcy or foreclosure? You can still get a VA loan. Learn the waiting periods, how to rebuild, and why Cornerstone's no-overlay approach helps.
Read: VA Loan After Bankruptcy or Foreclosure:...A detailed comparison of VA and FHA loans for eligible veterans. See how they stack up on down payment, mortgage insurance, rates, and more.
Read: VA Loan vs FHA Loan: Which Is Better for...How disabled veterans benefit from VA loans. Learn about the funding fee exemption, adapted housing grants, and additional support for service-connected disabilities.
Read: VA Loan Benefits for Disabled Veterans: ...Understanding current VA loan rates, what factors affect your rate, and strategies for getting the best deal. Plus when to lock and whether to buy now.
Read: VA Loan Interest Rates in 2024: What Vet...Our VA loan specialists are here to help. No lender overlays, direct to VA guidelines.
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